USA

The United States of America is a federal constitutional republic consisting of fifty states and a federal district.


Link to external site : Website for USA
USA
Wallets
Development Developed
Send or Receive
GDP ($m)
13,751,400.01
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HDI classification Very High
Mobile Connections (m)
Currency USD
Class
CountryISO US
Sovereignity Country
Territory of - NA -
{"type":"GeoChart","data":[["Country","Population(m)","Rank"],["US",301.621,3]],"options":{"title":"Countries","region":"US","displayMode":"regions","colorAxis":{"minValue":0,"maxValue":1500,"colors":["yellow","green","red"]}}}
{"type":"PieChart","data":[["Operator","Connections"],["Verizon Wireless",108000000],["AT&T Mobility",103000000],["Sprint (Sprint Nextel)",53700762],["T-Mobile (Deutsche Telekom)",33569886],["MetroPCS",10003980],["Rest ( 10 )",29624668]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",120359219],["Q4 2001",123895118],["Q4 2002",138827245],["Q4 2003",158619041],["Q4 2004",182290079],["Q4 2005",207513701],["Q4 2006",234641296],["Q4 2007",254218879],["Q4 2008",269447728],["Q4 2009",282648258],["Q4 2010",300493107],["Q4 2011",316095321],["Q4 2012",327674427],["Q4 2013",335636051],["Q4 2014",340713504]],"options":{"title":"Connections"}}
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Channel Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["ATM",3],["Affiliates",3],["Branch",1],["Kiosk",1],["Location",9],["Mobile",102],["Online",1],["PC",1],["POS",2],["Web",45]],"options":{"title":"Initiatives ( 119 of 119 )"}}
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COT Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["",19],["Bank",29],["Card",5],["MFI",1],["MNO",4],["MTO",1],["Network",1],["PSP",29],["Payment",1],["PostOffice",1],["Retail",5],["Scheme",1],["TechWeb",9],["Vendor",21]],"options":{"title":"Initiatives ( 119 of 119 )"}}
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Persona Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["DB",4],["DN",2],["DT",3],["DW",9],["Hub",4],["LP",2],["MB",12],["MM",1],["MMT",1],["MP",18],["MPOS",8],["MT",8],["MW",11],["NFC",2],["OP",9],["PC",6],["PSP",2],["Tech",6],["VC",11]],"options":{"title":"Initiatives ( 119 of 119 )"}}
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Products
{"type":"ColumnChart","data":[["Category","Initiatives"],["AT",2],["ATM",1],["Alerts",2],["Anon",1],["B2C",1],["BP",7],["CICO",2],["Card",4],["D2B",1],["DC",5],["DMT",27],["DW",21],["G2P",1],["Hub",2],["IAT",1],["IMT",18],["LP",7],["MB",14],["MFI",1],["MM",4],["MP",65],["MPOS",9],["MT",1],["MW",5],["NFC",7],["OB",1],["OG",1],["OP",26],["Offers",2],["P2PL",1],["PC",6],["POS",1],["Paybymobile",4],["RDC",3],["Sell",1],["Social",2],["Trade",1],["VC",12],["WhiteLabel",7]],"options":{"title":"Initiatives ( 119 of 119 )"}}
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PI Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["",2],["Account",29],["Card",73],["Cash",19],["Cheque",1],["Mobile",1],["MobileBilling",1],["NFC",8],["PC",7],["Wallet",44]],"options":{"title":"Initiatives ( 119 of 119 )"}}
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Central Bank
Key Regulations
Type of law
Legal System
Common law system based on English common law at the federal level; state legal systems based on common law except Louisiana, which is based on Napoleonic civil code; judicial review of legislative acts
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Law is based on
Federal courts and 49 states use legal system originally based on English common law but which diverged greatly in 19th century . State law in the U.S. state of Louisiana is based upon French and Spanish civil law
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Approach
Sectors active in Digital Money
Exclusivity
Certainty
Openness
Proportionate?
Yes, as stores can do Money Transfer
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Allowed Models
DominantModel
E-Money
E-money allowed for non-banks as per cpss
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Payment
Prepaid cards allowed. Regulations changing
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Agent
Money Transfer
Money transfer license required. Federal and State rules apply. Retail can be agents of holders of license, like Western Union
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Taxation
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",97.46],["Banked",91],["Internet",73],["Urban",81],["Adult",80],["Literate",99]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
Population m 301.62
Adult % 80.00
Migrants %
Stock Immigrants ('000)
Emigration Rate %
Internal Migrants ('000)
Internal Migration Rate %
Intl Movement Rate %
Urban % 81.00
Female % 50.10
Literate % 99.00
Annual Growth %
Mobile Penetration % 97.46
Banked % 91.00
Access to FS % 0.00
Internet % 73.00
Branches per 100k adults 35.43
ATMs per 100k adults 169.23
POS per 100k adults 2,156.46
Prepaid % 13.10
Prepaid SIM Registration
MobileUnbanked (m) 26.46
Monthly ARPU
Cards 2010 ('000)
Propensity %
Overall
Population
On Remittance Sent
On Remittance Received
Mobile Unbanked
Migrant %
MP %
Banked %
Development
Can Provide Payments?
Can Market under Brand?
Can issue E-Money?
Can Open Customer Account?
Yes with Proportionate KYC rules
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Can Own Customer?
Can do Cash In/Cash Out?
Can offer Domestic Money Transfer?
Can offer International Money Transfer?
Importance for Digital Money
Digital Money Adoption
Mobile Payment
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Registered Wallet Users
Top Wallets
Informal Market
Cost To Remit
Key Players

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