El Salvador

El Salvador is the smallest and the most densely populated country in Central America.


Link to external site : Website for El Salvador
El Salvador
Wallets
Development Developing
Send or Receive
GDP ($m)
HDI classification Medium
Mobile Connections (m)
Currency SVC
Class
CountryISO SV
Sovereignity Country
Territory of - NA -
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Channel Analysis
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COT Analysis
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Persona Analysis
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Products
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PI Analysis
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Central Bank
Key Regulations
Central American Treaty
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Type of law
Legal System
Civil law system with minor common law influence; judicial review of legislative acts in the Supreme Court
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Law is based on
Approach
Sectors active in Digital Money
Exclusivity
Certainty
Openness
Proportionate?
Allowed Models
DominantModel
E-Money
No specific reg on emoney by nonbanks, but expected non-bank will not be allowed
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Payment
Leaves space for nonbanks but uncertain as BCR/SupFin do not clearly have authority. no national payments law and no comprehensive legal & regulatory treatment. BCR has broad regulatory powers.
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Agent
No consensus on whether nonbanks can be allowed as agents of Fis
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Money Transfer
Taxation
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Population m 6.85
Adult % 67.00
Migrants %
Stock Immigrants ('000)
Emigration Rate %
Internal Migrants ('000)
Internal Migration Rate %
Intl Movement Rate %
Urban % 60.00
Female % 52.80
Literate % 82.03
Annual Growth %
Mobile Penetration % 92.18
Banked % 26.00
Access to FS % 26.00
Internet % 10.00
Branches per 100k adults 8.90
ATMs per 100k adults 22.86
POS per 100k adults 249.59
Prepaid % 85.10
Prepaid SIM Registration
MobileUnbanked (m) 4.67
Monthly ARPU
Cards 2010 ('000)
Propensity %
Overall
Population
On Remittance Sent
On Remittance Received
Mobile Unbanked
Migrant %
MP %
Banked %
Development
Can Provide Payments?
Can Market under Brand?
Can issue E-Money?
Can Open Customer Account?
Can Own Customer?
Can do Cash In/Cash Out?
Can offer Domestic Money Transfer?
Can offer International Money Transfer?
Importance for Digital Money
Digital Money Adoption
Prime Candidate
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Registered Wallet Users
Top Wallets
Informal Market
Cost To Remit
Key Players
Movistar Trivnet
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