Catalog of Personas that describe Initiatives

Personas of Digital Money InitiativesCatalog of Personas that describe Initiatives
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Airtime Top-upThis describes services that support domestic and international top-up and transfer of prepaid airtime.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/topup.png
All PersonasDigital Money refers to the digitisation of value and subsequent utilisation for a wide range of products and services.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/digitalmoney.png
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Bill PaymentBill Payment refers to services that allow for payment of utility bills.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/p2b.png
Branchless BankingBranchless Banking leverages technology and non-bank agents for providing account opening and cash services.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/branchlessbanking.png
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Carrier BillingCarrier Billing refers to payments taken from prepaid mobile airtime or mobile operator bills.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/carrierbilling.png
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Digital BankingDigital Banking includes various forms of banking that leverage technology to supplement services provided by traditional bank branches.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/digitalbanking.png
Digital NetworkDigital Network includes cash in-cash out exchange points, kiosks, POS devices and other systems forming part of the value transfer network.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/digitalnetwork.png
Digital PaymentDigital Payment refers to a model for a set of electronic payments such as online and mobile payments.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/digitalpayment.png
Digital TechnologyThe persona for Digital Technology describes a model for provision of technology innovations and white label services.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/tech.png
Digital WalletThe digital wallet persona represents the use of an account and stored value or e-money across multiple channels and services.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/digitalwallet.png
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Local PaymentTransacted locally using non-NFC, for example biometricshttp://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/lp.png
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Mobile as POSMobile as point-of-sale includes services that allow acceptance of payments using mobile devices.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/mpos.png
Mobile BankingThe mobile banking persona models services that offer the ability to use a mobile device to conduct a range of banking services.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/mobilebanking.png
Mobile MoneyFinancial services, often led by mobile operators, typically providing a stored value account associated with a mobile subscriber.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/mobilemoney.png
Mobile Money TransferThis refers to the use of a mobile device to initiate or receive payment of money.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/mobilemoneytransfer.png
Mobile PaymentUse of a mobile device as a channel to initiate payment, whether local or remote.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/mobilepayment.png
Mobile WalletA mobile wallet refers to the use of an account and stored value or e-money associated with a mobile subscription.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/mobilewallet.png
Money TransferThe Money Transfer persona models services that allow the use of a mobile device to initiate or receive payment of money.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/moneytransfer.png
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Near Field Communication (NFC)Near field communication (NFC) is a set of standards for smartphones and similar devices to establish radio communication with each other by touching them together or bringing them into close proximity, usually no more than a few centimeters.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/nfc.png
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Online BankingOnline Banking refers to the ability to use the internet to conduct a range of banking services.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/onlinebanking.png
Online Money TransferOnline Money Transfer refers to the use of the Internet to initiate or receive payment of money.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/wiretransfer.png
Online PaymentOnline payment refers to the ability to use a mobile device to conduct a range of payment services over the internet.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/onlinepayment.png
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Payment HubThis covers infrastructures and interfaces to facilitate functions involved in the transfer of value.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/hub.png
Payment Service ProviderA payment service provider offers merchants online services for accepting electronic payments by a variety of payment methods.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/psp.png
Prepaid CardA payment card that is pre-loaded with money for use where the payment card is accepted, including online and abroad.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/prepaid.png
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Remote Mobile PaymentTransacted remotely using a mobile devicehttp://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/remotemobilepayment.png
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Technology ProviderA technology provider offers the platform or software technologies required in order to offer digital money services. This is often provided as a white-labelled service.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/tech.png
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Virtual CurrencyVirtual currencies, also known as crypto currencies are a form of digital means of value transfer.http://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/digitalmoney.png
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Operationsoperations of different kindshttp://digitalmoney.shiftthought.co.uk/wp-content/themes/shiftthoughtv2/spaces/digital-money/images/framework/allops.png

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