Till recently main mobile player in Zambia. Focus on Person-to-business bill payments and B2B. Celpay is not an operator. Celpay facilitates banking services and payment solutions using cellphone. It is a Mobile Banking company that has operations in Link to external site : Website for Celpay Zambia |  |
| Brand | |
| Launched in | |
| Status |
Active Register/Log In |
| Launch |
2002 Register/Log In |
| Importance |
Medium Register/Log In |
| Traction |
Very High Upgrade to Bronze |
| Evaluation |
Celpay has operations in Zambia, Democratic Republic of Congo and Tanzania with offices in The Hague; Netherlands Register/Log In |
| Account Type |
Stored Value Register/Log In |
| Business Model | |
| Class |
| Send | Services | Receive | ||||
|---|---|---|---|---|---|---|
 Agent  Mobile |
 Cash  Wallet |
 |
 AT  B2P  BB  BP  DMT  MM  MW |
|
Cash Wallet |
Agent Mobile |
| Model |
bank based Upgrade to Bronze |
| Who Leads? |
bank led Upgrade to Bronze |
| Reach |
National Upgrade to Bronze |
| Active Users |
-- NA -- Upgrade to Bronze |
| Registered Users |
-- NA -- Upgrade to Bronze |
| Potential Mobile Market (m) |
6.908 Upgrade to Bronze |
| Regulations |
| Persona | |
| Purpose | |
| Active Services | |
| Card Type |
None Register/Log In |
| ServicesDescription |
Topup through Celpay Airtime Application (CAA) , Bill Payments, DMT, Corporate Payments, Corporate Airtime Recharge (CAR) . Upgrade to Bronze |
| Channels | |
| Payment Instruments | |
| Cash I/O Description |
Transfer from bank account or if unbanked, deposit at partner bank. Not many Celpay outlets, negligible rural outreach. As payout through Celpay outlets claim ATM not necessary. Celpay Airtime Application (CAA) is a Celpay product that allows dealers to buy and sell airtime electronically. This pin-less electronic airtime vending system has attracted over 7,000 dealers who prefer to use it instead of the physical scratch cards. In a country where logistics are difficult, electronic vending of airtime is safe, convenient and quicker. Upgrade to Bronze |
| Cash I/O No Of Locations |
7000 Airtime dealers Upgrade to Silver |
| Handsets | |
| Technologies | |
| Interoperability | |
| RegistrationProcess |
| Main Segment | Unbanked |
| Segment Description | Targets the unbanked/lower income groups; B2B payments for large corporate chains with farflung distribution. |