Spain

The Kingdom of Spain is a sovereign state and a member of the European Union located in southwestern Europe on the Iberian Peninsula. Its mainland is bordered to the south and east by the Mediterranean Sea.


Link to external site : Website for Spain
Spain
Wallets
Development Developed
Send or Receive
GDP ($m)
1,436,890.96
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HDI classification Very High
Mobile Connections (m)
Currency EUR
Class
CountryISO ES
Sovereignity Country
Territory of - NA -
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{"type":"PieChart","data":[["Operator","Connections"],["Movistar (Telef\u00f3nica)",25000006],["Vodafone",17500000],["Orange",13900000],["Yoigo (TeliaSonera)",3000000]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",24256779],["Q4 2001",29654462],["Q4 2002",33531204],["Q4 2003",37507000],["Q4 2004",39186000],["Q4 2005",43113000],["Q4 2006",47038900],["Q4 2007",50154600],["Q4 2008",52486800],["Q4 2009",53833600],["Q4 2010",55470333],["Q4 2011",56929623],["Q4 2012",58103907],["Q4 2013",58968597],["Q4 2014",59568381]],"options":{"title":"Connections"}}
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Channel Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["ATM",2],["Agent",1],["Email",1],["Location",1],["Mobile",9],["Voice",1],["Web",4]],"options":{"title":"Initiatives ( 11 of 11 )"}}
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COT Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["",1],["Bank",10],["Scheme",2]],"options":{"title":"Initiatives ( 11 of 11 )"}}
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Persona Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["DB",1],["DN",1],["DW",2],["MB",2],["MMT",1],["MP",1],["MT",2],["MW",1]],"options":{"title":"Initiatives ( 11 of 11 )"}}
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Products
{"type":"ColumnChart","data":[["Category","Initiatives"],["AT",1],["Alerts",1],["Anon",1],["Card",2],["DMT",5],["DW",1],["HVP",2],["IMT",4],["LVP",1],["MB",3],["MM",1],["MP",5],["MW",2],["NFC",2],["OB",1],["OP",2],["PaySys",1]],"options":{"title":"Initiatives ( 11 of 11 )"}}
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PI Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["Account",6],["Card",5],["Cash",1],["NFC",1],["Wallet",3]],"options":{"title":"Initiatives ( 11 of 11 )"}}
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Central Bank
Key Regulations
Type of law
Legal System
Civil law system with regional variations
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Law is based on
Influenced by the Napoleonic Code, it also has some elements of Spain's legal tradition;
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Approach
Sectors active in Digital Money
Exclusivity
Certainty
Openness
Proportionate?
Allowed Models
DominantModel
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",129.95],["Banked",95],["Internet",44],["Urban",77],["Adult",85],["Literate",97.93884242]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
Population m 44.88
Adult % 85.00
Migrants %
Stock Immigrants ('000)
Emigration Rate %
Internal Migrants ('000)
Internal Migration Rate %
Intl Movement Rate %
Urban % 77.00
Female % 47.70
Literate % 97.94
Annual Growth %
Mobile Penetration % 129.95
Banked % 95.00
Access to FS % 0.00
Internet % 44.00
Branches per 100k adults 117.41
ATMs per 100k adults 157.10
POS per 100k adults 3,523.04
Prepaid % 40.50
Prepaid SIM Registration
MobileUnbanked (m) 2.24
Monthly ARPU
Cards 2010 ('000)
Propensity %
Overall
Population
On Remittance Sent
On Remittance Received
Mobile Unbanked
Migrant %
MP %
Banked %
Development
Can Provide Payments?
Can Market under Brand?
Can issue E-Money?
Can Open Customer Account?
Can Own Customer?
Can do Cash In/Cash Out?
Can offer Domestic Money Transfer?
Can offer International Money Transfer?
Importance for Digital Money
Digital Money Adoption
Mobile Payment
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Registered Wallet Users
Top Wallets
Informal Market
Cost To Remit
Key Players

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