The Portuguese Republic is a country located in Southwestern Europe, on the Iberian Peninsula. It is the westernmost country of mainland Europe, and is bordered by the Atlantic Ocean to the west and south and by Spain to the north and east. Link to external site : Website for Portugal |  |
| Wallets | |
| Development | Developed |
| Send or Receive |
Send Register/Log In |
| GDP ($m) |
222,758.13 Register/Log In |
| HDI classification | Very High |
| Mobile Connections (m) |
17.901 Upgrade to Bronze |
| Currency | EUR |
| Class | |
| CountryISO | PT |
| Sovereignity | Country |
| Territory of | - NA - |
{"type":"GeoChart","data":[["Country","Population(m)","Rank"],["PT",10.608,74]],"options":{"title":"Countries","region":"PT","displayMode":"regions","colorAxis":{"minValue":0,"maxValue":1500,"colors":["yellow","green","red"]}}}
{"type":"PieChart","data":[["Operator","Connections"],["TMN (Portugal Telecom)",7500000],["Vodafone",6200000],["Optimus (Sonaecom)",3750000],["Zapp Portugal",450931]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",6597934],["Q4 2001",8608819],["Q4 2002",9583001],["Q4 2003",10524847],["Q4 2004",10819000],["Q4 2005",11784000],["Q4 2006",12923900],["Q4 2007",14265500],["Q4 2008",15719700],["Q4 2009",16593000],["Q4 2010",16907781],["Q4 2011",17225261],["Q4 2012",17423656],["Q4 2013",17541192],["Q4 2014",17610272]],"options":{"title":"Connections"}}
| Channel Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Branch",1],["Location",1],["Mobile",5],["Web",2]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| COT Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["",1],["Bank",2],["MNO",1],["Vendor",1]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| Persona Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["DW",1],["MB",1],["MP",1],["MT",1],["OP",1]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| Products |
{"type":"ColumnChart","data":[["Category","Initiatives"],["AT",1],["Alerts",1],["BB",1],["Card",1],["DMT",2],["DW",1],["IMT",2],["LP",1],["MP",5],["NFC",1],["OP",2],["PC",1]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| PI Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Account",2],["Card",3],["Cash",2],["Mobile",1],["PC",1],["Wallet",1]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| Central Bank | |
| Key Regulations | |
| Type of law |
Civil Upgrade to Bronze |
| Legal System |
Civil law system; Constitutional Tribunal review of legislative acts Upgrade to Bronze |
| Law is based on |
Influenced by the Napoleonic Code and later by the German Civil Law Upgrade to Bronze |
| Approach |
Ex Ante Upgrade to Bronze |
| Sectors active in Digital Money | |
| Exclusivity | |
| Certainty | |
| Openness | |
| Proportionate? | |
| Allowed Models |
NB Led Upgrade to Bronze |
| DominantModel |
| E-Money | |
| Payment | |
| Agent | |
| Money Transfer | |
| Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",156.12],["Banked",84],["Internet",33],["Urban",59],["Adult",84],["Literate",94.8793]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
| Population m | 10.61 |
| Adult % | 84.00 |
| Migrants % |
7.00 Register/Log In |
| Stock Immigrants ('000) |
918.60 Upgrade to Bronze |
| Emigration Rate % |
16.10 Upgrade to Bronze |
| Internal Migrants ('000) |
1,200.00 Upgrade to Bronze |
| Internal Migration Rate % |
12.80 Upgrade to Bronze |
| Intl Movement Rate % |
21.40 Upgrade to Bronze |
| Urban % | 59.00 |
| Female % | 50.60 |
| Literate % | 94.88 |
| Annual Growth % |
| Mobile Penetration % | 156.12 |
| Banked % | 84.00 |
| Access to FS % | 0.00 |
| Internet % | 33.00 |
| Branches per 100k adults | 69.93 |
| ATMs per 100k adults | 189.60 |
| POS per 100k adults | 2,547.99 |
| Prepaid % | 73.80 |
| Prepaid SIM Registration | |
| MobileUnbanked (m) | 1.70 |
| Monthly ARPU |
23.34 Upgrade to Bronze |
| Cards 2010 ('000) | |
| Propensity % |
| Overall | |
| Population | |
| On Remittance Sent | |
| On Remittance Received | |
| Mobile Unbanked | |
| Migrant % | |
| MP % | |
| Banked % | |
| Development |
| Can Provide Payments? | |
| Can Market under Brand? | |
| Can issue E-Money? | |
| Can Open Customer Account? | |
| Can Own Customer? | |
| Can do Cash In/Cash Out? | |
| Can offer Domestic Money Transfer? | |
| Can offer International Money Transfer? |
| Importance for Digital Money | |
| Digital Money Adoption |
Mobile Payment Upgrade to Bronze |
| Registered Wallet Users | |
| Top Wallets | |
| Informal Market | |
| Cost To Remit | |
| Key Players |